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Dental Insurance
Ameritas Dental Plan
Carteret County Government offers full-time employees a dental plan through Ameritas.
Coverage
We have four different levels of coverage for you to choose from when deciding on your dental insurance. Your premium for coverage will vary, depending on the level of coverage you select. You may choose from the following:
Semi-Monthly Rates
| Parties Insured | Base Plan | Buy Up Plan |
|---|---|---|
| Employee Only | ($29.24) Paid by the County | $7.66 |
| Employee plus spouse | $15.00 | $33.66 |
| Employee plus child(ren) | $14.46 | $44.00 |
| Employee plus family | $29.40 | $70.02 |
Dependent Eligibility
The following dependents are eligible for enrollment:
- Your legal spouse
- Your natural, adopted, or step-children up till their 26th birthday
Enrolling/Making Changes
Employees have 30 days from the date of a qualifying life event or 30 days from their date of hire to enroll or make changes to their dental insurance policies. Otherwise, employees can only make changes during our annual open enrollment period.
Qualifying Life Events
- Marriage or divorce
- Birth or adoption (or placement of adoption) of a child
- Death of a covered dependent
- Loss of coverage elsewhere
If you experience a life event that impacts your benefits' eligibility, you must notify Human Resources at 252-728-8405 within 30 days. You will need to present documentation, such as a marriage, birth, or death certificate, divorce decree, or eligibility of loss or gain of other coverage.
Open Enrollment
Open Enrollment is held annually each June. All Carteret County employees will be notified directly of an upcoming open enrollment period before it begins. If you wish to make changes to a benefit program, you will be able to do so during this time.